Adirondack Trust Company is the largest independent community bank in Saratoga County, New York, USA. Adirondack Trust's 167 full-time employees own the company, which offers banking, loans and investment services, along with insurance through its Amsure subsidiary. As of December 2020, the bank reported almost $1.5 billion in assets, and over $1.3 billion in deposits, across 13 branches. Also as of 2020, the bank's CEO is Charles V. Wait, Jr. and the chairman is his father Charles V. Wait. The bank has mostly been led by the same family for four generations.